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Over the years health care sharing ministries have been granted safe harbor provisions in eleven states' insurance codes. As we seek to expand the number of states with safe harbor provisions we are delighted to see bills introduced in Arizona, Georgia, Indiana, Montana, North Carolina and South Carolina that would grant safe harbor provisions in those respective states. Even though health care sharing is not insurance, insurance regulators occasionally attempt to subject health care sharing ministries to the same requirements as insurance companies. Because it is impossible to meet such standards without destroying the voluntary, ministerial nature of our ministries, these bills are an important legislative avenue to protecting health care sharing ministries.
Legislators in Indiana, Montana and North Carolina have also introduced bills in their states that would give health care sharing members the ability to deduct health care sharing expenses from their state income taxes. To date, Missouri is the only state to have passed this legislation. We are encouraged to see more states showing interest in giving tax parity to health care sharing members and believe that it will add to the overall success of health care sharing!
Current State Issues
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